If you find a working Kenyan who is able to save, consistently, then you have gotten yourself a mentor. That’s focus and discipline right there. I am not talking about the highly (MPs & MDs) paid lot, the “happy” group. I am talking about the group within a salary of Ksh 100,000 per month. This […]

Now that corruption is the trending topic, let me keep the trend going. Corruption is fraud against your own country. In a society, it is a moral topic, in church, it is a sin against neighbor but in a government, it is a system topic. For this reason, I do hope that behind the emotions […]

  In financial and Management consultancy, no two days are alike, days only share the light of day and darkness of night. The rest find you as an occupational hazard. It is especially peculiar to say that some of the toughest clients to deal with are the learned lot who they come with the most […]

Of the village economics. Economics is all about production, distribution and consumption of resources. These factors lead to satisfaction. There is a village/s in this very country that fully understands these factors. So as you all complain about high costs of living demand and supply, this village has not crumbled. Why? Because in this village, […]

One of my youngest clients gave me a call a few days ago. She was direct to the point. “ I need to buy the bond that is currently on offer”. She was a few hours ahead of me as I had not seen it. They say that if you didn’t expect it, you probably […]

VICKY ASKS… “I have a performance review coming up soon .I do not want it to be like the rest of the reviews I have had, fruitless. I would like to create an impression and make sure I press all the right buttons, generally, have a good review. I really need this to be a […]

BUSINESS INCUBATION DARIUS ASKS… I recently read about Business incubation and the opportunities they hold for small and upcoming entrepreneurs. I do not know how true and/or appropriate to me this could be. Could you please shed some light on this? Business incubators are programs designed to accelerate the successful development of entrepreneurial companies through […]

HOW TO SAVE EFFECTIVELY EDDIE ASKS… I’m a twenty-three-year-old professional single man. Ever since I started working, it seems that my financial life has not quite improved as I thought it would. I don’t know if it’s me or not, but I feel that things were once a lot cheaper — and I don’t think […]

BORROWING FROM SACCOS My name is Kim, i like your updates on business and finance. Keep it up FFI. I have been employed for about 6 years now and I think its time for me to grow and even start my own business to grow with. My main worry is that I may start a […]

MEDICAL INSURANCE KOCKIE ASKS… Hi FFI, my sister recently had a severe tooth ache and had to rush to the hospital. She had to undergo several procedures that cost her lots of money, over Ksh 45,000 some of which we had to borrow as it was an emergency. It got us to thinking of taking […]